When something goes wrong, it is human nature to look for an entity to blame. Whether you blamed your sibling for hitting you on a long car ride growing up or you blame a current or former politician for policies that have negatively impacted your life. These are natural reactions to have. But just like both of these situations, there is more than meets the eye when it comes to finding out who is to blame for the Silicon Valley Bank collapse that occurred last week.

There tends to be two types of people in this country when it comes to filing their taxes. Those that seem to “always” owe the government money when it comes to filing their taxes and those that “always” receive a tax refund.

Have you ever had some money leftover in the bank after the holidays or an end-of-year bonus hit before December 31st, but you’re dreading the tax implications heading into the New Year? Well, let’s explore a couple ways you can save that might help lessen that hit and help you start off 2023 ahead of the game!

‘Tis the season! No, no, no…not for turkey or Santa quite yet, but to choose your health benefits from your employer. I know, it doesn’t sound nearly as fun as Thanksgiving, Christmas, or Hanukkah but it is vitally important to your financial future and your physical well-being.

I live in an area of our great country that is known for high turnover rates in places of employment, Washington, DC. Over the years I have seen this rat race up close and have witnessed high turnover rates affect people’s financial well-being. So today I wanted to share a few financial nuggets to think about during these times so that you don’t stress about finances during stressful times.

When preparing for the birth of your child, there are a million-and-one things to do and your mind is often racing to prepare yourself mentally, physically, and financially for the arrival of your little bundle of joy. As my wife and I are expecting our first child, I have been thinking about these items a lot lately.

As I am writing this, the S&P 500 has just entered bear market territory. While this can sound intimidating, the simple definition of a bear market is just the assets (in this case the S&P 500) being 20% lower than it was at its most recent high.

I’m sure many of you have heard of the “latte theory” but let me introduce you to its younger cousin the “happy hour theory”.

The dreaded four-letter word. As Mel Robbins says, being “fine” can cripple many aspects of your life. I believe that one of the worst areas to be crippled is personal finances.

What is your first memory of money? What excites you most about money? What scares you most about money? These are the initial questions I ask to kick off financial presentations…